Réseau Financement Alternatif - Research Department
The Réseau Financement Alternatif's Research department carries out since 2001 studies in the field of ethical and social finance and more particularly in the fields of socially responsible investment (SRI) and financial inclusion (access to basic banking services and socially- responsible credit).
The team comprises multi-field researchers which devote their activities to support and increase responsibility and solidarity in the financial sector.
Réseau Financement Alternatif is recognised as a permanent education organisation by the Belgian French Community.
Contact
Réseau Financement Alternatif asbl
Chaussée d'Alsemberg 303-309
B-1190 Brussels - Belgium
Tel.:+32 (0)2 340 08 60
Fax:+32 (0)2 706 49 06
Studies
Complete list of studies carried out by Réseau Financement Alternatif
Financial Inclusion
Mutual Learning on financial inclusion (2008-2009)
Mutual learning project on financial inclusion in Europe. Its objectives: to allow to the participants to exchange interests, needs, questions, experiences and good practices regarding financial inclusion. Outputs: online indicator and best practices databases, 10 workshops, a publication and a final conference on financial inclusion. (www.fininc.eu)
EU Tender, Financial Exclusion, Financial services provision and prevention of financial exclusion (2007-2008)
The Study gives the first comprehensive picture of the nature and extent of financial exclusion in Europe and most effective policy measures to promote access to financial services and prevent financial exclusion. (www.fininc.eu)
Evaluation of the impact of the Belgian law (24/03/2003) regarding the access to basic bank account (2006)
Overview of microcredit in Belgium (2007)
Overview of microcredit in Belgium to apprehend the stakes and challenges of the field.
Fostering Gender Equality: meeting the entrepreneurship and microfinance challenge (in collaboration with the European Microfinance Network) (2007-2008)
Evaluation of pilot projects implemented by microcredit operators in Europe. They are projects concerning gender issues, women entrepreneurship and the way in which microcredit can help them.
Socially Responsible Investment
New methodology to evaluate the SRI funds available on the Belgian domestic market (2008)
Definition of a SRI normative framework, based on all the international conventions ratified by Belgium. Its main objective to ensure coherence and minimum quality requirements for the SRI market.
Study carrying out a proposal to define a legal definition on Socially Responsible Investment (based on the International conventions signed by Belgium) (2008)
Definition of a SRI normative framework, based on all the international conventions ratified by Belgium. Its main objective is to ensure coherence and minimum quality requirements for the SRI market.
SRI reports (2004-2005-2007)
Reports offering a complete overview of the SRI sector in Belgium in terms of legal framework and initiatives, statistics and indicators on national and European level in order to allow trends and comparison.
SRI Guides (2002-2006-2009)
Guide referencing all SRI financial and non financial products available on the Belgian domestic market
Fineurosol - Developing CSR through social finance (in collaboration with Finansol and FEBEA)
Criteria definition that allow to distinguish, on the one hand, solidarity-based products from mainstream products and, on the other, indicators that support a better knowledge of this sector.
Others
Mutual Learning on Standard Budgets (2008-2009)
Study considering the best method to implement in Belgium the tools developed by the NIBUD in the Netherlands, to build standard budgets and to test its effectiveness. This mission will also be carried out in Austria, Bulgaria and Spain in order to check up to what point this practice is or not easily transferable.
Developing common tools for public authorities and financial institutions so as to promote fundamental rights in the European Union (2004-2007)
- PHASE 1: Partnership analysis between public authorities, financial institutions and social economy organisations to promote fundamental rights in the European Union.
- PHASE 2: Disseminate the first phase findings to a broad audience through training sessions in ten European cities. www.eufin.org
Study on the legal status of social credit providers (2006-2008)
Study on the mechanisms' ways of working supporting the energy performance in the Brussels Region (2007)
Composition
Research Staff
Bernard Bayot, Managing Director – Master in Law – 15 years experience as a lawyer, 8 years expertise in social and ethical finance. Languages: FR, EN, NL and IT.
Bernard.bayot(at)rfa.be - +32.(0)2.340.08.61
Lise Disneur, Coordinator and Senior Research Analyst – Master in Law – 4 years expertise in financial inclusion and social finance. Languages: FR and EN.
Lise.disneur(at)rfa.be - +32.(0)2.340.08.66
Olivier Jérusalmy, Senior Research Analyst – Master in Economy, Master in Political Science - 10 years expertise in a cooperative not-for-profit organisation, 2 years as Managing director of he Observatory of Credit and Overindebtedness, 2 years expertise in financial inclusion and microcredit. Languages: FR and EN.
Olivier.jerusalmy(at)rfa.be - +32.(0)2.340.08.64
Annika Cayrol, Senior Research Analyst – Master in International Trade and Hispanic Studies, Master in Environmental Management – 2 years expertise in ethical finance. Languages: ENG, FR and ES.
Annika.cayrol(at)rfa.be - +32.(0)2.340.08.69
Scientific Committee
Eric DE KEULENEER, Professor, Solvay Business School, Université Libre de Bruxelles.
Axel GOSSERIES, Associate Researcher, University of Louvain, Fund for Scientific Research. (FRS-FNRS), Hoover Chair in Economic and Social Ethics.
Jacques DEFOURNY, Full Professor, HEC and Director, Centre de l’économie sociale de l’Université de Liège, HEC - Ecole de gestion de l'ULg / Economie sociale et systèmes économiques.
Sybille MERTENS, Research Director, Centre de l’économie sociale de l’Université de Liège HEC - Ecole de gestion de l'ULg / Economie sociale et systèmes économiques.
Marcel GERARD, Full Professor, FUCaM, Facultés universitaires Catholiques de Mons.
Yves MATHIEU, Professor, Facultés universitaires de Saint-Louis.
Charles-Henry RUSSON, Delegate in the inter-entreprise Programmes HEC Paris Executive education.
Arnaud ZACHARIE, General Secretariat CNCD-11.11.11.
Marek HUDON, Professor, Solvay Brussels School of Economics and Management (SBS-EM), Co-director of the Center for European Research in Microfinance (Cermi).
Marco CITTA, Consultant
Memberships
International Association of Investors in the Social Economy - www.inaise.org
European Microfinance Network - www.european-microfinance.org
European Consumer Debt Network - www.ecdn.eu
Partnerships
European Year 2010 for Cobating Poverty and Social Exclusion - www.2010againstpoverty.eu
