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Annual Monitoring Report 2013

Measure of changing levels of financial inclusion in Britain.
2013
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Eighteenth Report of Session 2010–12

Future of cheques (Treasury Select Committee) A report by a committee of MPs welcomed the ‘belated' decision of the Payments Council to retain cheques: but it warned the Council of the need to ensure that the banks did not attempt to abandon cheques by stealth, or deter customers from using cheques. It recommended that the Payments Council should be brought formally within the system of financial regulation.

Delivering access to current accounts for all at the post office

Access to bank accounts through the Post Office (Consumer Focus) The consumer rights watchdog said that the Post Office had the potential to become a ‘neighbourhood bank' - offering access to bank accounts for all, regardless of provider, and improving access to face-to-face banking services.
08/2011
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Scaling up the credit union and social finance sector

Funded by Santander as part of its effort to support the community finance sector, the study focuses on how to develop affordable financial services in London with the solutions it outlines intended as a blue-print for the sector in general.

Extending the use of Jam Jar Accounts in the UK

Tackling financial exclusion through ‘jam jar' accounts (Social Finance) A report examined the commercial viability of new banking products that actively supported people to manage their money - reducing the risk of debt and bill payment arrears, and at the same time enabling access to lower-cost products and services through automated bill payments and online shopping.
04/2011
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Innovative Methodologies and Measures

Ce document est disponible dans notre centre de documentation (référence FD-FARD-6/23)
Banking services and low-income households (Financial Inclusion Taskforce) A report examining attitudes and behaviours towards banking and financial management among low-income households, including those who are unbanked and those who had recently opened an account. It calls on the government to engage with banks, e-money service providers, bill payment organizations, retailers, and the Post Office to pursue new ways to tackle financial exclusion and to improve the opportunities for low-income households to make the most of their money.
12/2010
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Making financial markets work for all in a post financial crisis worled

Social Situation Observatory – Network on Income distribution and living conditions Seminar – Over-indebtedness Friday 20 November 2009

The very poorest people in the UK are paying thousands of pounds to legal loans sharks who charge them over the odds for sommething that most of us can easily access at the bank: credit. This report calls for immediate Government action to curb high-cost predatory lending.

Report of the CGD Task Force on Access to Financial Services

POLICY PRINCIPLES FOR EXPANDING FINANCIAL ACCESS: SUMMARY Despite the rapid growth in finance worldwide over the past quarter-century—now interrupted by the global financial crisis—many low-income households and small firms remain excluded from access to many financial services, especially in developing countries. While traditionally seen by many financial-service providers (FSPs) as less attractive customers, a growing number of mainstream FSPs have joined microfinance firms in extending the range of their service provision, and important advances have been made in expanding access. At a time of increased focus on financial-sector policy and of regulatory tightening, it is important not to lose sight of the goal of increasing the access to appropriate financial services essential to the escape from poverty and the achievement of firm growth. It is in this spirit that we propose 10 principles for financial-sector policymakers—including national authorities, donors, private-sector participants, international financial institutions, and others—on the facilitation, regulation, and direct provision of financial services.

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