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In 2011, Finanztest has surveyed surveyed among 1.610 German credit institutions if they provide for an account free of charge and found only 74 accounts that do so (however, it has to be noted that the free of charge account must not necessarily be a "Girokonto für alle"). This survey has been published on February 7, 2012. More information can be found here: http://www.test.de/themen/geldanlage-banken/test/Girokonto-Deutschlands-Konten-im-Test-4320188-4328806/ and here: http://www.finanzwirtschafter.de/21185-finanztest-studie-viele-girokonten-noch-immer-zu-teuer/.

Social Situation Observatory Network on Income distribution and living conditions Seminar – Over-indebtedness Friday 20 November 2009