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Actualité Financité

Réduire les inégalités pour sauver le climat

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Quand un État assouplit le cadre européen : le cas britannique

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Les effets indésirables mais évitables des mesures européennes de consolidation du système bancaire

Third report

Ce document est disponible dans notre centre de documentation (référence PI-SOCI2011-1)

Social Situation Observatory – Network on Income distribution and living conditions Seminar – Over-indebtedness Friday 20 November 2009

In this report, we investigate how asset building organisations in Europe cope with the outfall of the financial crisis in their country and abroad. We highlight the experiences of 11 organisations and emphasise the need for Governments (be they local, regional or national) to safeguard the achievements made by asset building organisations. Asset building can be seen as a counter-cyclical move to insulate poorer households against external crises, be they personal or macroeconomic in nature. It is all the more important therefore that we now ensure that existing assets are not eroded, through, for example, breaking the link between entitlement to benefits and levels of personal savings. However, if Governments - and funders - do not act now to preserve and increase these asset-building efforts, assets could be eroded and some of the positive impact undone. The current economic crisis starkly reveals that in many countries, the efforts made around asset building did not have enough time to create sufficient resilience before the crisis began. The findings suggest that the crisis could represent an opportunity to mainstream asset building into policy and practice. The report makes recommendations for funders, governments and organisations that will help asset building to become part of mainstream national poverty alleviation strategies It is an updated version of the report presented at the Levi Strauss Workshop on asset building during the European Microfinance Network conference in Milan on June the 5th. Hard copies of the first version of the report can be mailed on request.
Ce document est disponible dans notre centre de documentation (référence RV-FINA2008-2/6)